In order to apply for a debit card, you must create a PIN that you can easily remember. There are a few rules that go into this, though, even though they're largely unspoken. Not only do you want to be able to easily recall said PIN without any problems, but you want to make sure that it's complex enough so that others don't discover it. For a better understanding of what this process entails, here are 4 talking points that the likes of Robert Jain can cover.
According to Bob Jain, when it comes to choosing a PIN, you must make sure that it's easy to remember without being easily hackable. The reason for this is that if your card or account finds itself in the wrong hands, it can be accessed with a single number. Instead of going with "1234" or the same number 4 times, select a PIN that's more meaningful to you, whether it's your child's birthday, your anniversary date, or what have you.
Additionally, you should think about selecting a PIN based on a word that holds some relevance to you. Let's say that, for the sake of argument, that you have a dog. Your pet's name, provided it's 4 letters long, can be easily entered on a phone since they correlate to different numbers. "Nick," for example, would be "6425" on a standard phone. Keep this in mind if you're stumped on what you'd like your PIN to be.
After you've selected the perfect PIN, make sure that you don't share it with anyone. This goes for those you trust as well, family included, since you never know when this information will land in the wrong hands. What this means is that if you're going to ask someone to pick up something from the store for you, it's better to provide them with cash than your debit card. Your financial situation will be better as a result.
When it comes to choosing the right PIN, knowing when to change it is nothing short of vital. You might have been told, if you have an email account, to change the password every few years so that it's less likely to be accessed by someone else. The same logic applies to your PIN, meaning that you should change it periodically if you're allowed to do so. Needless to say, this will keep your bank account safe from those that shouldn't have access.
According to Bob Jain, when it comes to choosing a PIN, you must make sure that it's easy to remember without being easily hackable. The reason for this is that if your card or account finds itself in the wrong hands, it can be accessed with a single number. Instead of going with "1234" or the same number 4 times, select a PIN that's more meaningful to you, whether it's your child's birthday, your anniversary date, or what have you.
Additionally, you should think about selecting a PIN based on a word that holds some relevance to you. Let's say that, for the sake of argument, that you have a dog. Your pet's name, provided it's 4 letters long, can be easily entered on a phone since they correlate to different numbers. "Nick," for example, would be "6425" on a standard phone. Keep this in mind if you're stumped on what you'd like your PIN to be.
After you've selected the perfect PIN, make sure that you don't share it with anyone. This goes for those you trust as well, family included, since you never know when this information will land in the wrong hands. What this means is that if you're going to ask someone to pick up something from the store for you, it's better to provide them with cash than your debit card. Your financial situation will be better as a result.
When it comes to choosing the right PIN, knowing when to change it is nothing short of vital. You might have been told, if you have an email account, to change the password every few years so that it's less likely to be accessed by someone else. The same logic applies to your PIN, meaning that you should change it periodically if you're allowed to do so. Needless to say, this will keep your bank account safe from those that shouldn't have access.
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